Why Every Lender Should Be “Vibe Coding” (At Least a Little)
September 12, 2025
What is vibe coding? (Non-techie, pinky promise)
Vibe coding is the fast lane from “Wouldn’t it be nice if…?” to “Try clicking this.” You describe the vibe—who it’s for, what it should do, how it should feel—and we spin up a working, click-ready mockup using modern tools (yes, AI, but calm down, no sci-fi required).
Translation for technophobes: If you can explain a process out loud, you can vibe code with us. No terminals. No acronyms quiz. You talk; we build; you poke at it and say “more of this, less of that.”
Why it’s useful (with a dash of snark):
- Speed to clarity: Days, sometimes hours—not quarters. Because nothing says “innovation” like a 27-page requirements doc… said no LO ever.
- Better decisions: It’s easier to approve or kill an idea when you can actually use it, not imagine it from a slide.
- Lower risk: Prototype in a sandbox before you spend real money or touch production.
- Alignment without meetings-that-should’ve-been-emails: LOs, ops, compliance, and IT react to the same clickable thing.
From idea to “is this practical?”—fast
Whether you’re fixing a nagging bottleneck or testing a brand-new concept, vibe coding lets you flesh out functional sample user interfaces in a fraction of the usual time. You’ll validate language, inputs, and flow with real users, spot gaps early, and decide—confidently—if it deserves a pilot.
Technophobes, read this part: You won’t break anything. You won’t get “stuck in the code.” We keep it in a safe sandbox, we handle the plumbing, and you steer with plain English feedback.
Recent vibe-coded wins at Brimma
- DocFlow time-savings calculator (our website): Lets prospects estimate savings instantly—turns curiosity into conversation.
- MLO recruiting helper: Lightweight tool one of our lender customers uses to help recruit MLOs.
- Custom vendor portal: Direct entry of loan data and document upload—no more attachment chaos in email.
- Loan-defect root-cause dashboard: Drill into patterns so QA/Ops can fix the why, not just document the what.
Each started as “Could we…?” and became click-ready fast—giving stakeholders something real to react to. In some cases, like the website examples, the vibe code is the deliverable. In others, it’s just the start because a more complex set of infrastructure has to be added to it to make it fit into the lender’s security, et al.
What it takes to get started
You don’t need a big program—just a tight loop:
- Pick one target: A stubborn bottleneck or a promising “what if.”
- Assemble a tiny squad: one business owner (LO/Ops), one QA/compliance voice, one product/analyst. You are the experts in your business!
- Bring sample/dummy data: Enough to make the screens feel real.
- Work in short bursts: 30–60 minutes where you describe the vibe, we build, you react—repeat.
- Mind the guardrails: We prototype in a sandbox and follow your data-handling policies; pilot only after InfoSec/IT thumbs-up.
- Decide quickly: If it helps, pilot it. If it doesn’t, park it—no sunk-cost guilt.
Comfort check for technophobes:
- You won’t be asked to code.
- You will be asked what button labels should say.
- If you can order a latte in an app, you can navigate a prototype.
Want a show-and-tell?
We’ll walk you through how we built the calculator, the MLO recruiting tool, the vendor portal, and the defect dashboard—live. Or bring your own idea and we’ll run a mini vibe-coding sprint so you leave with a clickable concept.
Interested? Reach out to Brimma and ask for the “Vibe Coding Show-and-Tell.” We’ll bring the coffee and the prototypes.