9 AIs Lenders Can Use Today
February 3, 2025
Introduction: AI-Powered Mortgage Solutions Built for Lenders
In today’s competitive mortgage landscape, efficiency and precision are non-negotiable. Loan officers, underwriters, and processors need tools that eliminate manual work, reduce risk, and accelerate loan origination. That’s where Brimma’s Vallia suite steps in—bringing the power of AI to automate, optimize, and transform your mortgage workflows. From underwriting and disclosures to lead management and document processing, Vallia delivers smarter, faster, and more reliable AI-driven solutions that integrate seamlessly with your existing systems.
If you’re looking to cut costs, boost productivity, and stay ahead of the competition, these nine AI solutions—built into Brimma’s Vallia AUS Sandbox, Vallia AI DocFlow, and Vallia LeadNexus—are designed to maximize every loan officer’s potential while ensuring compliance and operational efficiency.
1) DU – LPA Findings Comparison
This is built to fit into Brimma’s AUS Sandbox tool to facilitate faster and better determination on whether to place loans with one GSE or the other based on the findings returned. As with most AI tools that are effective, this doesn’t care if DU or LPA change behind the scenes—it is always ready to adapt and assess the findings without any retraining. You can try a very limited version here.
2) Subject Property Information
A simple process that every realtor and MLO goes through when they connect with a prospect is assessing the details of the subject property. Realtors may also assess the existing residence if it’s being sold. There are paid tools available to create detailed reports, or you can train GPT models to gather data from designated sources. If you have access to paid data services, this information can be seamlessly integrated. Brimma’s Vallia LeadNexus natively includes this feature to provide accurate and real-time property insights. Try it!.
3) Underwriting Summary Writer
Built to accelerate and standardize the process of writing underwriter summaries, this AI is trained on mortgage underwriting guidelines and follows predefined patterns to assess and summarize loan files. Brimma integrates this AI with LOS systems, ensuring consistent and thorough underwriting summaries that reduce processing time and improve accuracy. Limited version is available to try here.
4) Email Writer
A GPT-powered AI that assists loan officers in drafting professional and personalized emails for borrowers, realtors, and other stakeholders. Brimma leverages this AI in its Vallia LeadNexus to maintain consistency in borrower communications from loan officers while reducing the manual effort involved in responding to inquiries, status updates, and compliance notifications. Try a limited version here.
5) Document Indexer
This AI automatically classifies and indexes mortgage-related documents, ensuring they are correctly categorized and easily retrievable. Brimma’s Vallia AI DocFlow uses this AI to streamline document handling, reducing manual data entry and ensuring that all critical documents are properly organized within the LOS. Try it at the bottom of the Vallia AI DocFlow page on Brimma’s website.
6) Call Transcription to POS/LOS Loan Application
Converts borrower phone conversations into structured loan applications by transcribing, extracting, and mapping relevant details directly into LOS or CRM systems. Brimma’s Vallia LeadNexus uses this AI to ensure loan officers can focus on borrower engagement while minimizing data entry errors and administrative workload. This one is a little tricky to test on your own…schedule time with us and we’ll do a live demo for you)!
7) Loan Product Recommendations
An AI-powered tool that analyzes borrower financial profiles, credit scores, and property details to suggest the most suitable loan products. Brimma’s Vallia LeadNexus utilizes this AI to accelerate new lead intake for loan officers by proactively determining the most likely loan products/scenarios based on the available lead information and pre-creating and pricing them as soon as the lead is received. This one is also a little tricky to show…schedule time with us and we’ll do a live demo for you!
8) Renegotiation Scenario Recommendations
Much like initial loan product/scenario suggestions, Brimma is refining an AI-driven assistant that evaluates existing loan terms, market conditions, and borrower qualifications to recommend optimized renegotiation strategies. Brimma is integrating this AI into its Vallia AUS Sandbox, allowing lenders to explore profitability-enhancing options while ensuring compliance with investor and regulatory guidelines. Schedule time with us and we’ll do a live demo for you!
9) Easy Access to Loan Data and Documents
A search-optimized AI that allows loan officers and processors to quickly retrieve loan files, borrower details, and supporting documents using natural language queries. Brimma’s Vallia Chat incorporates this functionality, enabling instant access to key loan data without navigating through complex LOS interfaces. Schedule time with us and we’ll do a live demo for you!
Elevate Your Mortgage Business with Vallia AI
The future of mortgage lending isn’t just digital—it’s intelligent. By leveraging AI-powered tools like DU-LPA Findings Comparison, Loan Product Recommendations, and Call Transcription to POS/LOS, Brimma’s Vallia solutions don’t just automate processes; they empower your team to work smarter, close loans faster, and deliver exceptional borrower experiences.
With Vallia, you eliminate inefficiencies, improve loan quality, and unlock new revenue opportunities—all while staying fully compliant with industry regulations. Don’t settle for outdated processes that slow you down. Upgrade to Vallia today and see the difference AI can make in your lending operations.
🚀 Ready to transform your mortgage business? Contact Brimma today and experience the power of Vallia firsthand.
